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The terms and conditions that govern your use of our website

Please read these terms and conditions carefully, as they specify the ways in which you may use our website, and govern your right to access it. By continuing to use our website you specifically agree to accept all these terms and conditions in their entirety.

This site is intended for the use of persons over the age of 17 who reside, or mean to reside, within the United Kingdom. The information in this site is not relevant to any other person or persons, and they should not therefore continue to access it. This website contains editorial material only. We provide general information only, and you must not consider any of the content of this site to constitute financial advice.

Whilst we make reasonable attempts to keep this website online there are many factors beyond our control which can affect this. We can therefore accept no responsibility whatsoever that may arise from your inability to access this website at any time.

As far as it is possible to do so, we have attempted to make certain that the information on this website was current and up to date at the time of writing. We can however make no guarantees whatsoever that it would be kept up-to-date at all times, and you should bear in mind that it is entirely possible for the current data to be out of date. You should therefore make no financial or other decisions whatsoever based upon information you have read about on this site.

Our terms and conditions may change from time to time. Since you will need to be in agreement with these terms and conditions in order to access our site, we suggest that you check these at any subsequent visit to ensure that they are still acceptable to you.

Whilst we attempt, as far as is reasonably possible, to provide full and accurate information, we cannot guarantee that this is always going to be the case and so we can accept no liability whatsoever for any consequences for yourself or any other third party which arise as a result of your visiting this website. Whilst our website is free to use, we may provide links to other websites, and we may have contractual arrangements with the owners of these sites which involve the payments of fees and commissions to us should you purchase a product or service from them. It must be stressed that any contractual rights or obligations you enter into with these other site owners do not involve you in any contractual rights or obligations whatsoever, whether express or implied, with ourselves. You will not therefore all those in any way responsible for any consequences that may arise from any dealings you have with companies or individuals whose websites we link to.

This website has been created within the United Kingdom, and any legal disputes regarding it will file under the authority of the courts of England and Wales. No other authority whatsoever will be accepted.

By continuing to use this website you accept the above terms and conditions in their entirety. If you cannot accept any of these at all you should leave this website immediately.


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This site is owned and operated by Karen Brierley Enterprises of Mansfield Road Woodthorpe Nottingham NG5 3FY.

Please note that we do not offer any insurance advice on this site. Please read all policy docyments carefully before buying any insurance.

Quotes are provided by insure4aday which is run by Sky Insurance Services Group Limited who are authorised and regulated by the Financial Conduct Authority - 469048. Sky Insurance is connected for the purposes of the Insurance Companies Regulations 1994 to Universal Insurance Company (Guernsey) Ltd who is authorised and regulated by the Guernsey Financial Services Commission.